Walmart is best known for its low-priced goods, but the company also operates one of the nation’s largest banks. At its more than 4,600 in-store MoneyCenters, millions of Americans have access to basic, low-cost banking services like withdrawing cash and depositing checks. In addition to offering a traditional bank-branded card, the company offers its own MoneyCard that can be loaded with funds from a bank account or purchased with cash at registers or self-checkout machines. The MoneyCard has some advantages over traditional debit cards, including early direct deposit (up to two days before payday) and access to government benefits, such as Social Security, SSI and pensions.
Does Walmart Have ATM Machines?
Most Walmart stores have ATMs Cash machines at Walmart located inside the store, typically near the customer service counter. The ATMs are called Walmart MoneyCenter Express ATMs and offer a wide range of financial services, including checking and savings accounts, credit card payments, withdrawals from Walmart money cards and more. There may be a fee to use the ATM, depending on your bank and how much you withdraw. You can find out the location of Walmart ATMs by visiting a nearby store, searching online for your ZIP code or speaking with a customer service representative.
In addition to the MoneyCenter Express ATMs, many Walmart locations host fee-free MoneyPass ATMs that are independently operated by Fiserv. Similarly, some Walmart locations offer Coinme’s Bitcoin ATM service on select Coinstar machines.
Aside from the MoneyCenter ATMs, many Walmart stores also have registers or self-checkout machines where you can receive cash back for the amount of your purchase. The amount you can get varies, but it is usually limited to $20 bills in increments of $20. The exact limits vary by store and can be checked at a register or by speaking with a customer service associate.
Despite the large number of in-store options, some Walmart customers still need to visit a bank during regular business hours. That’s why the company has partnered with Green Dot to provide a more convenient way for people to bank on-the-go. The new Walmart MoneyCenter Mobile app enables customers to check their account balance and transfer funds between their bank accounts at no charge. There are also other features, such as the ability to check your debit card balance before making a purchase.
The Walmart MoneyCenter app is available for iPhone and Android phones. It is free to download, but the service will require a mobile phone number and a valid debit or credit card. Once a transaction is complete, the app will send a notification to your mobile device that your debit or credit card balance has changed. If you’d like to cancel the notification, simply visit your mobile device settings or contact customer support. You can also check your balance online or through the MoneyCenter website. The app is not currently available in all states, and some states have limitations on the type of account you can open.